Child Care Facility Insurance

Supervising children in a daycare setting means assuming risk for potential legal liability. If you have employees, transport kids to and from school, field trips, or other activities, then your day care insurance program needs to protect you from an array of risks.

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Pre-School, after school, or child day care is a business, and your service needs the kind of insurance most business need: high limits for general liability, insurance for your building and business property, and business interruption insurance should probably all be part of your insurance program. Depending on your unique day care services, you may also need tailored coverage not included in all policies such as:

• Abuse and Molestation Insurance

• Crime Insurance

• Non-Owned Business Auto

• Hired Auto

• Special Events Liability

• Child Abduction Insurance

• Student Accident Insurance